Last week, a single mother messaged me at 11 PM. "Yolanda, I'm drowning. $47,000 in debt, five kids, and I just got another collection notice. I've tried budgeting apps, but they make me feel worse. Is there hope?" Her message hit different. Because years ago, that was me—minus two kids, add a repo. Today, I want to share something revolutionary: how combining AI tools with human wisdom can transform your financial recovery from a shame spiral into an empowerment journey . No judgment. No lectures. Just real solutions that honor both your humanity and your circumstances. The Hidden Pain Point No One Talks About Here's what traditional financial advice gets wrong: It treats debt like a math problem when it's actually an emotional journey . You don't need another app telling you to "just spend less on coffee." You need a system that understands that sometimes that $5 latte is the only thing standing between you and a breakdown. After 15+ years in...